Jalapeno Pinto Beans
| Yield: | 1 Servings | 
| Categories: | Mexican, Vegetables | 
| 1 | pk | (16-ounce) dried pinto beans | 
| 2 1/2 | c | Water | 
| 1 | lg | Onion; chopped | 
| 3 | Garlic cloves; pressed | |
| 1 | Jalapeno pepper; seeded and minced | |
| 1 | Bay leaf | |
| 1 | ts | Ground cumin | 
| 3/4 | ts | Salt | 
| 1/2 | ts | Pepper | 
| 1/4 | c | (1 ounce) shredded cheddar or monterey jack cheese | 
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