Jean Good's Scalloped Carrots

Yield: 1 Servings
Categories:
4tb(1/2 stick) butter or margarine, divided (1 tbsp., 2 tbsp., and 1 tbsp.)
1lb(8 - 10) raw carrots, peeled and sliced into 1/4-inch disks ( 3 3/4 - 4 cups)
Cold water
1c(1/4 lb) grated processed American cheese spread (e. g., Velveeta), divided (1/2 cup and 1/2 cup)
3/4cChopped raw onion (approximately 1 large onion)
2tbInstant-blending flour (e. g., Wondra)
1/2tsSalt
1/4tsDry mustard
1pnBlack pepper
1Container (8-ounce) (1 cup) half and half cream, room temperature
1/4cDry unseasoned bread crumbs
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