Lisas' Quick Southwest Hot Dip

Yield: 10 Servings
Categories: Appetizers
1cnRefried beans; 16 oz can
1pkCream cheese; 8 oz. size
1cnYour favorite chili; 16 oz size
1pkShredded cheddar cheese; 8 oz size
1pkShredded Monterey jack cheese, 8 oz. size
1Bag your favorite tortilla chips or fritos
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