Southwestern Tortilla Stack

Yield:	4 Servings
Categories:	Quick, Tex-mex, Easy

30	oz	Can Vegetarian refried beans
1/2	c	Sour cream
4	oz	Can chopped green chilies,
		Drained
1/2	ts	Ground cumin
3		10 inch flour tortillas
1	c	Cheddar cheese, shredded
		Salsa (optional)