| 1/2 | c | Navy beans; dried |
| 1/2 | c | Lima beans; white dried |
| 1/2 | c | Chick peas; dried (garbanzo) |
| 1/2 | c | Red beans; dried (kidney) |
| 1/2 | c | Black beans; dried |
| 3 1/2 | c | Water; or beef stock |
| | Salt; to taste |
| 2 | tb | Vegetable oil |
| 1 | | Onion; chopped |
| 2 | tb | Dry sherry |
| 3 | cl | Garlic; minced |
| 1 | | Green bell pepper; cored, seeded |
| 1 | | Carrot; diced |
| 1 | | Celery; diced |
| 1 1/2 | ts | Cumin; ground |
| 1 | ts | Coriander seeds; coarsely ground |
| 1 | ts | Orange peel; grated |
| 1/4 | ts | Freshly ground pepper |
| 1/4 | ts | Red pepper flakes; optional |
| | Rice; freshly cooked |
| | optional |
| | Sour cream; or yogurt |
| | Cilantro; fresh, chopped |